The PowerLender® Loan Origination System (LOS)
originates, underwrites, processes, and closes mortgage, consumer, commercial,
equity, specialty and nearly any other type of loan. ASC is nearing the
completion of PowerLender 4.0.00, one of the most comprehensive new releases in
PowerLender history. This document briefly summarizes the most important
enhancements provided with the initial PowerLender 4.0.00 release.
Document
Preparation
Other LOSs require the additional support and expense of
third party document preparation systems. PowerLender provides its own fully
featured document preparation sub-system. PowerLender can import, map and print
(electronically or on paper) almost any lending document. PowerLender 4
enhancements include:
- Fully native PDF form rendering and printing. Fillable
PDF (Acroform) fields.
- Native PDF check box and radio button rendering to reduce calculating and positioning "X"s.
- PDF form insertions use the native Acroform positioning and font information.
- PowerLender now generates a Service Providers List indicating the services for which the borrower can shop. This is essentially the last page of the Loan Estimate.
Pricing and
Product Eligibility
PowerLender includes a versatile Pricing & Product
Eligibility (PPE) engine. PPE enhancements include:
- Greatly improved PPE user interface.
- UI and setup flow more smoothly and track pricing
history.
- Pricing source and result reserved fields.
- Pricing history is maintained for relocking and lock extensions.
Reporting
PowerLender integrates with i-net Clear Reports for fully
featured reporting and dashboards. Clear Reports runs in the cloud alongside PowerLender.
PowerLender 4 reporting enhancements include:
- PowerLender
now integrates with the i-net Clear Reports 2022 upgrade.
- Reports can be executed from a PowerLender menu.
- Clicking a displayed work queue report link opens the loan application in PowerLender.
Rules Engine
PowerLender can be fully customized without programming
using its unique Rules Engine. The Rules Engine is enhanced in several ways.
- New
timestamp field data type that conforms to the MISMO and ISO8601 format
standards.
- Screen default appearance settings make it easy to enforce screen setup style standards.
- Aggregate Escrow Model/ESCROW field expression.
- The field setup UI is improved.
- Easier navigation to related setup entities like screens and forms.
- A field recent keys panel shows fields you recently changed.
- Table maintenance supports filtering to limit the rows displayed.
- Easier to focus on just the rows related to a business issue.
- New REPLACE expression.
Improved
Third-Party Integrations
Other integrations are improved with PowerLender 4.0.00.
- OneSpan Sign for electronic signatures and electronic
document delivery. Doc delivery requires only an acknowledgment from the
recipient; esigning is the full document signing process.
User Experience
The daily use of PowerLender is easier.
- PowerLender portal enhancements, including portal and
PowerLender user maintenance.
- Flatter, cleaner, brighter look.
- Application information listing button.
- Enhanced audit logging for printing, e-signatures, importing and exporting, and rate changes.
- Improved tooltips displayed when hovering over fields on screens.
- Improved print dialog.
Technology
Stack
PowerLender 4 uses current and enhanced technology
components.
- PowerLender 4 supports both Java 8 and Java 11 to provide
a smooth Java migration.
- The cloud-based Hosted PowerLender web portal now supports all modern browsers.
- Java applets are no longer used.
- PDF printing uses the local PC PDF reader/viewer application and printers.